Fees & reimbursement
With the health insurers we have a contract with, your treatment is fully reimbursed. We then send the invoices directly to your insurer.
Contracted in 2026 — fully reimbursed
a.s.r.
De Amersfoortse · Ditzo
CZ
CZ · CZdirect · Just · OHRA · Nationale-Nederlanden
DSW
DSW · Stad Holland · inTwente
EUCARE
Aevitae · Care4Life
Menzis
Menzis · Anderzorg · HEMA · VinkVink · PMA
VGZ
VGZ · Univé · IZA · IZZ · UMC · Zekur · Bewuzt · United Consumers
Zilveren Kruis
Zilveren Kruis · FBTO · Interpolis · De Friesland · ZieZo · Pro Life
Zorg en Zekerheid
Zorg en Zekerheid · AZVZ
Not contracted in 2026
ENO
Salland · HollandZorg · ZorgDirect
ONVZ
ONVZ · VvAA · PNOzorg · Jaaah
No contract? Then this applies
For non-contracted health insurers we use the rates set by the Dutch Healthcare Authority (NZa). Depending on your insurer and your policy you are reimbursed between 58% and 76%; the remaining amount is your own contribution. Ask your insurer what percentage of the NZa rate they reimburse.
After each session you receive an invoice from us with the agreed session rate. You pay it directly to us within fourteen days, after which you claim it back from your health insurer yourself. You are responsible for paying and submitting on time.
Rates 2026
Below are the NZa rates we charge for non-contracted care, valid from 1 January to 31 December 2026. Which rate applies depends on your therapist: for the setting “outpatient – quality statute section II”, the NZa sets separate rates for healthcare psychologists (GZ-psycholoog) and for other professions — in our practice that second category applies to the basic psychologists.
Healthcare psychologist (GZ-psycholoog)
Applies to treatment by Danielle Bouma or Clarine Pameijer.
| Service | Duration | Code | NZa rate 2026 |
|---|---|---|---|
| Assessment | 45 minutes | CO0432 | € 174,83 |
| Assessment | 60 minutes | CO0562 | € 200,99 |
| Assessment | 90 minutes | CO0822 | € 300,39 |
| Treatment | 45 minutes | CO0497 | € 149,82 |
| Treatment | 60 minutes | CO0627 | € 177,89 |
| Treatment | 90 minutes | CO0887 | € 267,52 |
Other professions — basic psychologist
Applies to treatment by Lisa Hogeveen or Fleur Kooi; in our practice the basic psychologists fall under this category.
| Service | Duration | Code | NZa rate 2026 |
|---|---|---|---|
| Assessment | 45 minutes | CO0391 | € 113,79 |
| Assessment | 60 minutes | CO0521 | € 132,36 |
| Assessment | 90 minutes | CO0781 | € 203,33 |
| Treatment | 45 minutes | CO0456 | € 97,69 |
| Treatment | 60 minutes | CO0586 | € 125,13 |
| Treatment | 90 minutes | CO0846 | € 152,19 |
The duration is the registered session time under the Dutch care performance model: direct time with you plus the indirect time your therapist spends on it. What you pay yourself is the difference between this rate and the percentage your insurer reimburses (58% to 76%). The full list of all services and durations is in the NZa rate finder: zorgprestatiemodel.nza.nl.